• The borrowed funds is made during the more than 9 per cent focus and hasn’t been totally paid down;
• The mortgage was made at more 9 % interest and you may has been a fantastic or could have been paid off within the last a couple years;
• The borrowed funds was offered from the over thirty six% attract into the otherwise immediately following ; or
• The borrowed funds has been made at over 9 per cent notice to own for the past number of years.

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